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Welcome to Total Lending Concepts

The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in Colorado Springs as well as all of Colorado. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

Total Lending Concepts brings 15+ years experience lending within Colorado Springs, Pueblo, and various Colorado markets. As a locally owned company in Colorado Springs, we know the current market conditions and can navigate the market to find you the best product at the lowest price. Additionally as a government approved lender, Total Lending Concepts can offer competitive products such as FHA (Federal Housing Administration) and VA (Veterans Administration) loans. 

At Total Lending Concepts, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. So regardless if you are looking to purchase your dream home, refinance your current home, or consolidate debt, you owe it to yourself to see why so many have choosen Total Lending Concdepts.  So give us a call when you need a little "TLC".

We specialize in the following Mortgage Loans:
  • Home Purchase Loans
  • Home Refinance Loans
  • Cash Out Home Loans
  • Jumbo Home Loans
  • FHA Loans
  • VA Loans
  • Reverse Mortgages
  • FHA Streamlines
  • HARP Loans
  • VA IRRRL Loans
  • Conventional Loans

Call Us Today Colorado Springs 719-645-8848, Pueblo 719-266-3869, Monument 719-266-3874
 
 
Find the perfect loan to fit your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.