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3 Questions To Always Ask When Looking For A Home Loan

3 Questions To Always Ask When Looking For A Home Loan

by Total Lending Concepts | Jun 27, 2022 | Blog, Uncategorized

The process of buying a home can be complex, so much so that new buyers may be too confused or daunted by the process to do it properly or even try at all. Fortunately, many concerns that may arise from such can be answered by asking the professionals a couple of...
4 Tips To Help You Successfully Own Your Second Home

4 Tips To Help You Successfully Own Your Second Home

by Total Lending Concepts | Jun 27, 2022 | Blog, Uncategorized

Buying your first home can surely be an exciting moment and achievement for you, but we can bet that the same experience will come with your second, third, and even fourth home. However, what you must realize is that buying another home isn’t quite exactly the...
Factors That Can Unexpectedly Lower Your Credit Score

Factors That Can Unexpectedly Lower Your Credit Score

by Total Lending Concepts | Jun 17, 2022 | Blog, Uncategorized

Having poor credit hinders you from numerous opportunities, such as getting loans and applying for mortgages. While average consumer credit ratings are improving, this may not be the case for everyone. Here are several reasons why your credit score may have plummeted...
Will My Property Taxes Increase After a Refinancing?

Will My Property Taxes Increase After a Refinancing?

by Total Lending Concepts | Jun 17, 2022 | Blog, Uncategorized

When you refinance your house, the process is similar to what you went through when you first got your mortgage. Your financial situation will be confirmed and assessed, and your home will be evaluated to establish its worth to a possible lender. It’s usual for...
How Much Will my Down Payment Be – Part 2

How Much Will my Down Payment Be – Part 2

by Total Lending Concepts | Jun 6, 2022 | Blog, Uncategorized

How much you’re putting down on a house is a decision you should think about carefully. Consider your finances and the loan programs that you are using. For instance, if you have the budget for a large down payment, it’s a good idea to put it all down to minimize your...
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Total Lending Concepts is your hometown mortgage lender. We offer home loans to fit every situation — whether you are a first time homebuyer searching for your first home or ready to buy that dream home you’ve had your eye on. Total Lending Concepts offers a wide variety of loan options — conventional, VA, USDA, FHA as well as other options to fit your needs. We can’t wait to show you what getting a “home loan with a little TLC” feels like!
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