Many people take various loan programs to make term payment terms easier. One popular choice is refinancing, a type of loan where a new loan is taken out against an existing one. Refinancing may be viewed as an opportunity to get a lower mortgage rate or shorten your...

A staggering majority do not have the financial means to purchase or renovate a property with upfront capital. That’s where a mortgage comes into play. Whether you’re planning to buy your first home, make changes to an existing one, or invest in a rental or vacation...

VA loans have grown in popularity in recent years. Nevertheless, many borrowers, home sellers, and real estate agents are skeptical of VA-backed mortgages. They include long closing dates, dense red tape, and strict house inspection standards. While the VA has...

Having a mortgage may be inevitable for a lot of us; the housing market is not cheaper after all. However, having a long-running mortgage may be annoying, and most people would want to pay them off as fast as they can. If you want to finish off paying your loan...

The home-buying process can sometimes be stressful, especially if you can't find the "perfect" one. As with all things that we might one day cherish, finding your dream home may take some time. What's even more stressful is that when you do find it, will it be within...

Buying a property is one of the biggest investments any of us will ever make. Hence, it is understandable that buying a home can significantly impact your creditworthiness, especially if you don't get it right. It is important to note that it is normal to see changes...

Thanks to mortgage lenders like Total Lending Concepts in Colorado Springs, people's dream of owning a house becomes possible. Because of this financial assistance, many can begin their steps toward securing their dream home. With so many types of loans available, one...

Purchasing a home can be exciting, especially if it’s your first time being a homeowner. However, searching for your dream home is not the only thing you need to do. Selecting the right home loan is just as crucial. In this post, your trusted mortgage lender in...