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Mortgage Rates and the Coronavirus

by Total Lending Concepts | Mar 25, 2020 | Blog, Columbia, Columbia Missouri Mortgages, MO, MO Mortgages, Mortgages Columbia, Mortgages in Columbia, Uncategorized

Let’s face it — the last couple of months have been tough on all of us. Heading into the spring with a blazing economy and a historically favorable housing market for homebuyers, we all seemed to be on cruise control. Then came COVID-19. Now a sense of uncertainty...

The Mortgage Nitty-Gritty

by Total Lending Concepts | Oct 27, 2019 | Blog, Columbia, Columbia Missouri Mortgages, Mortgages Columbia, Mortgages in Columbia, Uncategorized

If you look up “nitty-gritty” in the dictionary (yes, surprisingly it is actually in there), you’ll find the following definition: : what is essential and basic : specific practical details : With that foundation laid, the “nitty-gritty” of the mortgage process is...

Mortgage Programs Explained

by Total Lending Concepts | Oct 27, 2019 | Blog, Columbia, Columbia Missouri Mortgages, Mortgages Columbia, Mortgages in Columbia, Uncategorized

Your situation is unique. Maybe you are buying your first home, your second home, or your dream home. Your credit score might be 780. Or maybe 715. Or maybe 680. Your annual income might be $300k+. Maybe it’s $180k. Maybe is a little less than that. You get the idea —...

INSURANCE COMPANIES

Goosehead Insurance – Jessica Weaver (email) – 817.223.9400
C1 Insurance – Murrey McKee – 972.922.8277
CoVerica Insurance –Erik Gonzales (email) – 972.490.2268
Ellison Insurance – Randy Ellison (email) – 361.994.4966 or 512.944.7305
San Jacinto Insurance – Renee Tortorello (email) – 361.944.5054
Jordan Carris Agency – Ryan Owens (email) – 918.423.4045

TITLE COMPANIES

Valero Title Inc. (email) – 214.436.8550

CREDIT REPAIR SERVICES

IdentityIQ (website)