Want to learn just how much home you can afford? Click on our loan calculator to learn based on your needs and wants.
TLC offers a variety of loan programs to fit any situation. You give us your variables and we'll find your "right-fit" loan.
The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in Missouri, Tennessee, Arkansas, Florida, Texas, Kansas, Colorado, Oklahoma and Louisiana. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.
Total Lending Concepts brings 50+ years experience lending within Missouri, Tennessee, Arkansas, Florida, Texas, Kansas, Colorado, Oklahoma and Louisiana. As a locally owned company, we know the current market conditions and can navigate the market to find you the best product at the lowest price. Additionally as a government approved lender, Total Lending Concepts can offer competitive products such as FHA (Federal Housing Administration), VA (Veterans Administration) and USDA loans.
At Total Lending Concepts, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. So regardless if you are looking to purchase your dream home, refinance your current home, or consolidate debt, you owe it to yourself to see why so many have chosen Total Lending Concepts. So give us a call when you need a little “TLC”.
"Rory Dunham and Total Lending Concepts made my second home buying experience a seamless transition! I highly recommend them for your lending/mortgage needs. Rory Dunham was especially professional, friendly and responded to all my questions and concerns in a timely manner. Lastly, he gave me continued reassurance in a time that could have proven very stressful otherwise. Thank you Rory and the TLC team!!"
"After seeing so many offers for refinancing ads, I decided to call Maurice Nelson because he is professional and knowledgeable. He walked us through the process and was readily available when we had questions. I recommend him to all of my friends because if it can be done.....Maurice Nelson will get it done. I admire his tenacity. Great job sir from a well pleased client."
"My experience with Jeff Dynak of Total Lending Concepts, Addison, TX branch, has been fantastic. He is very efficient and very personable. He has made the process of obtaining a loan easy and has guided me with expertise in other necessary areas (realtor & insurance). I highly recommend him and Total Lending Concepts for any loan business you might need."
"We enjoyed working with Rory. He showed his professionalism whenever we meet. He was always on time with our meetings and moved us forward in a timely manner. We couldn’t have made this transition any easier if it wasn’t for Rory."
"Maurice Nelson did a great job on our refinance. He worked with us nights and weekends and followed up with us constantly. In addition he did a great job of working with our particular situation. Thank you so much Maurice and great job!"
"We had a decent amount of paperwork and little details to get through, and Jeff was always there to help and make sure everything was on track. And now we own our first home! Thanks Jeff.."
"I had the opportunity to work with Rory Dunham with Total Lending Concepts and the experience was fantastic. Mr. Dunham worked with us throughout the whole process and was available anytime we had a question. Rory showed his dedication and came through with some unexpected approvals which eased our anxieties. Thank you Rory and the Total Lending Team."
"From being to end, professional customer service and knowledgeable experts. TLC to was available to quell and inquiries and provide on the spot resolutions. V/r J Taylor"
"Recently closed on my very first home purchase. I had plenty of questions through the entire process and Rory was always happy and quick to help! Couldn't ask for a smoother process and would recommend TLC to anybody!"
16175 Addison Rd
Addison TX 75001
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.