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Conventional Loans

Standard isn’t so bad!
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CONVENTIONAL LOANS

CONVENTIONAL LOANS

These loans are standard loans that can be very flexible to accommodate your situation.

Conventional mortgages are any type of home loan that is not secured by a government entity, like the USDA or VA. Often known as “conforming” loans, they adhere to the guidelines provided by Fannie Mae and Freddie Mac. These loans are flexible — able to be utilized for the purchase of a primary home, secondary home or rental/investment property. Rates and mortgage insurance options vary based on your needs and financial situation. Variables like your credit score, loan amount, the proportion of the loan to the value of the property (loan-to-value), transaction type and occupancy type are all taken into consideration when applying for a conventional loan.