Bell, FL

R&R never felt so good!


The town was founded in the 1890s, named after a beauty contest winner, Bell Fletcher. In the early 1900s, a railway was built, passing through the town on its route between Starke and Wannee. A train depot was built circa 1905, and the restored depot building is now the Town Hall.

The median income for a household in the town was $30,156, and the median income for a family was $30,987. Males had a median income of $21,250 versus $23,125 for females. The per capita income for the town was $11,790.

Bell is in Gilchrist County, Florida. The population was 456 at the 2010 census, up from 349 in 2000. It is situated in the northern part of the county. The middle/high school is home to approximately 750 students.




“Mrs. Debbie Frazier is amazing! She’s extremely thorough and professional. She really went above and beyond. No matter what time of day it was, early in the morning,late at night, and even on weekends. Mrs. Debbie was there! Answering any and all questions we had. Helping us gather every piece of paperwork we needed. Always keeping in touch to make sure our house buying experience went smoothly. Her bubbly personality and knowledge makes it so easy to communicate with her. You really feel a sense of confidence in knowing that everything is in good hands. We are truly blessed to have had the opportunity for Mrs. Debbie to be our loan originator!”

Russell Downing

Bell, FL

“Debbie and Kim did an outstanding job getting our application through underwriting. When it got to crunch time, they worked into the night so we would make our closing date.”

Sabrina B.

Bell, FL

“Ms. Debbie is an amazing lady. Great service and would recommend to anyone. She knows the business and the market.”

Daniel Eaton

Bell, FL

“Total Lending concepts with Debbie Frazier has been one of the best experiences that I have ever had financing a home. She  was extremely professional, and went the extra mile to make sure that I understood the whole lending process. I would highly recommend her and her company as she exceeded my expectations. Her knowledge and professionalism really made this process quick and easy. I am very happy and satisfied with the lending experience I had. I will highly recommend Debbie,  to all my friends and family for future lending financing.. Thank you Debbie for a wonderful experience.”

Alex Martinez

Bell, FL


Brian Neuwirth

Branch Manager
NMLS# 1119474


1310 N. Main Street
Bell, FL 32619

Direct Phone:

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