877-266-4138 info@tlclender.com

Colorado Springs, CO

The City of Millionaires

ABOUT COLORADO SPRINGS

Beautiful Colorado Springs sits on the edge of the Rocky Mountains and only 61 miles from Denver. It’s the largest city in El Paso County, with a population of 464,474 (2017).

The Springs is known as a desirable place to live with dozens of national awards. Offering a pleasing climate, incredible scenery, and friendly residents, no wonder this is a prime destination to buy a home to raise a family or come for retirement.  

Our Total Lending Concepts office is at 5333 N Union Blvd. Suite 100 Colorado Springs, CO 80918

We provide mortgages for the entire El Paso County, including:

Colorado Springs, Cascade, Calhan, Elbert, Fountain, Green Mountain Falls, Manitou Springs, Monument, Palmer Lake, Peyton, Ramah, Rush, Yoder

LOCAL REAL ESTATE 

The real estate marketing in Colorado Springs is booming, with the median home price hitting $325,500. The Springs has one of the hottest markets in the US with its family-friendly atmosphere, steady job market, and relatively low housing costs compared to many other parts of the country. 

Because this is such a hot market, all borrowers need to be fully qualified before shopping. That way, when they find a property, they can put in a strong offer right away. 

For investors, this area has a high demand for rentals because of the influx of new residents. 

The entire Total Lending Concepts crew has decades of experience in providing all types of home loans. So, you can be completely confident that no matter what your circumstance is or what kind of property you want to purchase, you’re in good hands. 

BORROWER TIPS

In our Colorado Springs office, we’ve worked with hundreds of borrowers. Here are a few of the top tips we give them:

  • Contact us right away. If possible, come to our office. It’s always good to meet your loan officer face to face and get all of your questions answered. If you can’t get away – give us a call – even if it’s during your lunch break, and we’ll be happy to help you see what your options are. 
  • Gather your essential income and asset documentation like paystubs, W2s, taxes, and recent bank statements so you’ll have it ready for your loan officer. 
  • Get prequalified first–before you start looking. That alone will make the process less stressful. Because in this hot market, once you make an offer, you’ll only have about 30 days until your loan closes. 
  • Stay in your price range. If you’re prequalified for $350,000, don’t be shopping in the $400,000 range and find a home you love but can’t afford. When you stay in your budget, you’ll be much happier and still find your dream home.
  • If you’re getting a VA or FHA loan, be sure the home is in good condition. Avoid bad roofs and hazards like broken windows, massive dry rot, or exposed wiring. Otherwise, those things will have to be repaired before your loan closes.  

HOME LOANS

Our Colorado Springs team are experts any loan you need including:

Conventional Loans – you’ll need a credit score of 620 and above. These loans are suitable for your primary residence, second home, or investment property.

FHA Loans – if your credit isn’t stellar and you don’t have very much saved up for a down payment – ask us about FHA loans. 

VA Loans – we help veterans can take advantage of their home loan benefits, including zero down payment and lower rates.

USDA Loans – if you want a property in a rural area, this loan offers a zero down payment option. 

Jumbo Loans – if you need a loan amount higher than the conventional limit, we have jumbo loans. 

COLORADO SPRING REVIEWS

"Bobby White was our rep. Bobby was very attentive and took the time to help us through the process. Painless and smooth process. Will use these guys again and definitely recommend to others.."

Matt Kritch

Colorado Springs, CO

"Everyday, I get letters from mortgage companies offering to finance a new loan or refinance an existing loan. I recycle them immediately so they'll be useful and come back as a different paper product. I already have a go-to Mortgage Lender I've trusted for financing a new loan AND the quickest refinance known to humankind. Total Lending Concepts Colorado Springs. If you crave competence, respect, no-nonsense treatment, I say go with Total Lending Concepts Colorado Springs. Two thumbs up. Way up. With a twist."

Lloyd Lyles

Colorado Springs, CO

"I worked with Brian and Carissa on my mortgage loan. They were very humble people and care about there clients. Any means necessary to make the process go smoothly. They are up front to you about situations that are going on and keep you informed 24/7 with status of your loan. I would recommend them to anyone looking for a mortgage loan."

David Langfells

Colorado Springs, CO

FIRST STEPS →

GET PRE-KOALIFIED

CHOOSE YOUR LOAN

THE COLORADO SPRINGS CREW

Brian Neuwirth

Midwest Mortgage President/CEO
NMLS# 1119474
APPLY WITH BRIAN NOW

Bobby White

Senior Loan Officer
NMLS# 406352
APPLY WITH BOBBY NOW

Victoria Markowski

Branch Manager
NMLS# 1043976
APPLY WITH VICTORIA NOW

Jeremy Betterson

Branch Manager
NMLS# 383308
APPLY WITH JEREMY NOW

Carissa Shaffer

Senior Loan Officer
NMLS# 921825
APPLY WITH CARISSA NOW

Jason Rivera

Senior Loan Officer
NMLS# 1449431
APPLY WITH JASON NOW

Kari Isham

Senior Loan Officer
NMLS#
APPLY WITH KARI NOW

Jaysen Sanchez

Senior Loan Officer
NMLS# 329596
APPLY WITH JAYSEN NOW

TLC COLORADO SPRINGS

5333 N Union Blvd. Suite 100
Colorado Springs, CO 80918

Phone:
877-266-4138

Email:
info@tlclender.com

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