877-266-4138 info@tlclender.com

Debbie Frazier

Branch Manager/Sr. Loan Originator

Office: 352-463-1956

Cell: 352-535-7661

NMLS# 338287


The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in Colorado,  Oklahoma, Texas, Missouri and Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

Total Lending Concepts brings 15+ years experience lending within Colorado,  Oklahoma, Texas, Missouri and Florida. As a locally owned company, we know the current market conditions and can navigate the market to find you the best product at the lowest price. Additionally as a government approved lender, Total Lending Concepts can offer competitive products such as FHA (Federal Housing Administration), VA (Veterans Administration) and USDA loans.

At Total Lending Concepts, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. So regardless if you are looking to purchase your dream home, refinance your current home, or consolidate debt, you owe it to yourself to see why so many have chosen Total Lending Concepts. So give us a call when you need a little “TLC”.

“Total Lending concepts with Debbie Frazier has been one of the best experiences that I have ever had financing a home. She  was extremely professional, and went the extra mile to make sure that I understood the whole lending process. I would highly recommend her and her company as she exceeded my expectations. Her knowledge and professionalism really made this process quick and easy. I am very happy and satisfied with the lending experience I had. I will highly recommend Debbie,  to all my friends and family for future lending financing.. Thank you Debbie for a wonderful experience”

Alex Martinez

Bell, FL


1310 N. Main Street
Bell, FL 32619

Direct Phone: