877-266-4138 info@tlclender.com

Victoria Markowski

Branch Manager

Cell: 719-602-9381

NMLS# 1043976



The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in Colorado, New Mexico, Oklahoma, Missouri, and Kansas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

Total Lending Concepts brings 15+ years of experience lending within Colorado, New Mexico, Oklahoma, Missouri, and Kansas. As a locally owned company, we know the current market conditions and can navigate the market to find you the best product at the lowest price. Additionally, as a government-approved lender, Total Lending Concepts can offer competitive products such as FHA (Federal Housing Administration), VA (Veterans Administration) and USDA loans.

At Total Lending Concepts, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. So regardless if you are looking to purchase your dream home, refinance your current home, or consolidate debt, you owe it to yourself to see why so many have chosen Total Lending Concepts. So give us a call when you need a little “TLC”.

““I have now used TLC twice and the service has been exceptional both times. First time I used them for a refinance and the process was a breeze. The second time I used TLC for a home purchase, the team went over and above my expectations. I was able to close on the property early and they work hard to get me the best rate possible. I have referred them to all my friends and family and will continue to do so. No one I have talked to or has used there business has ever been disappointed with TLC’s hard work and professionalism. Thanks again for an enjoyable experience.”

Devin Smith

Colorado Springs, CO


6799 Bismark Road Suite B
Colorado Springs, Colorado 80922

Direct Phone: