Mary Magers

Senior Loan Officer

Office: 573-303-3844

Cell: 660-341-8772

NMLS# 707581



The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in Colorado, New Mexico, Oklahoma, Missouri, and Kansas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

Total Lending Concepts brings 15+ years of experience lending within Colorado, New Mexico, Oklahoma, Missouri, and Kansas. As a locally owned company, we know the current market conditions and can navigate the market to find you the best product at the lowest price. Additionally, as a government-approved lender, Total Lending Concepts can offer competitive products such as FHA (Federal Housing Administration), VA (Veterans Administration) and USDA loans.

At Total Lending Concepts, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. So regardless if you are looking to purchase your dream home, refinance your current home, or consolidate debt, you owe it to yourself to see why so many have chosen Total Lending Concepts. So give us a call when you need a little “TLC”.

” Had a great experience working with Mary Magers with our home refi & loan. Super friendly, kind, and understanding. Great with answering all our questions and made sure we were kept up to date with the entire process. Highly recommend! Thank you!

Kara D.

” First time home buyer here. Mary was extremely helpful with the process and thorough with explanation. Very easy to work with. Overall great experience.

Jacob Hutton

” Mary was super amazing through the entire wild ride of a buying our first home! Answered all my questions almost immediately!

Tessa Turner

” Mary was great and walked us through the process. She made it easy and painless!

Scott Buckallew

“I cannot say enough good things about Mary! Even though purchasing a home is a long, frustrating process, she is willing to listen and find the best option for you and your family. She keeps you updated every step along the way! Strongly recommend!

Keely Schoonover

“This has been our second time working with Mary and despite being in the middle of a pandemic and moving 100 miles it has gone very smoothly! She is very knowledgable and responsive to any questions which has made this process incredibly stress-free despite all of the obstacles we have faced along the way. We are nearing the end of the process and we would definitely work with her and Total Lending Concepts again!

Jessica Harn


219 E Broadway
Columbia, MO 65203

Office Phone:

Direct Phone:

Moberly MO