877-266-4138 info@tlclender.com

Mitch Richards

Senior Loan Officer

Office: 573-303-3844

Cell: ‭573-777-2306

NMLS# 1810499


Mitch Richards grew up in Montana and moved to Missouri in 2008. With a background in teaching, customer service, and sales, Mitch brings a customer-focused approach to mortgage lending. With a firm belief that home ownership should be available to all, Mitch prides himself on always being available to the borrower throughout the loan process. He also speaks Spanish at a professional level. Mitch has a three year old son Shane and in his free time enjoys fishing, doing yoga, and reading.

“Mitch made this process so painless and jelly me well informed along the way. They worked with me when i didn’t think i stood a chance. The processor was diligent and kind. So excited to move into my new home !!”

Lauren Allen

Columbia, MO

“Mitch from TLC Columbia was friendly from day one. The process of buying a house is intimidating, but he was able to guide the way and was knowledgeable about inquiries I had. If you have a question, these are the people with answers.”

Ryan Seckel

Columbia, MO

“Mitch with Total Lending Concepts was very helpful, informative and knowledgeable throughout the loan application process and made everything a very smooth process!
I would highly recommend for anyone looking for a good lender to purchase a home.”

Brandon Woods

Columbia, MO

“Mitch Richards is a wonderful loan officer that we were very lucky to have met. He was quick to answer any questions we had and made the loan process much easier for my husband and I. 10/10 would recommend!”

Alexis Chisholm

Columbia, MO

“Mitch went above and beyond to work with us. Our new home is amazing!”

Maggie Dixon

Columbia, MO

“Mitch was always available for questions and concerns. Very timely process and a much better rate than I had previously.”

Christy Weisel

Columbia, MO

“Fast, professional service, very hard workers here. Highly recommend Mitch and his associates.”

Steve Brookins

Columbia, MO

“Damon made the whole process very smooth, and was a delight to work with. Highly recommend the company!”

Danny Osborne

Columbia, MO


25 N 9th St.
Columbia, MO 65201

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