877-266-4138 info@tlclender.com

Dallas, TX

Everything’s Bigger in Texas



From the quiet suburbs to the big city, the Dallas-Fort Worth area is a great place to live, raise a family, and even retire. Whether you’re interested in the cowboy life, trendy shopping, or local hotspots, you’ll find it here. In fact, people from all parts of the country now call Dallas home. 

With a population of over 1.3 million, we’re home of the Dallas Cowboys, the Texas State Fair, horse parks, and Southwestern cuisine.  

Our Dallas, TX Branch is in the beautiful town of Addison–in the middle of North Dallas. We’re on the Dallas North Tollway and Beltline Corridor. Addison sprung up in the 1980s as a result of explosive business growth. And although its population has just over 13,000 residents, the daytime population booms at more than 100,000. 

Addison is a foodie’s dream with more than 170 restaurants. In fact, there is a restaurant for every 79 residents. Since our town allows restaurants to serve alcoholic beverages by the drink, and many nearby municipalities don’t it’s a popular location for many Dallas-area restaurants. Besides the 170 dining establishments, Addison offers 22 hotels, with a total of over 4,000 hotel rooms and meeting facilities.


Our DFW office provides mortgages for the entire state of Texas including the following but not limited to:  

Addison, Dallas/Ft Worth Metroplex, Houston, Beaumont, San Antonio, Austin, El Paso, Del Rio, Killeen/Ft Hood, Midland/Odessa, North Texas, Central Texas, East Texas, South Texas and the Panhandle.

Whether you’re looking to buy a primary residence, second home, or investment property give us a call. Matt McDaniel and the team at Total Lending Concepts are here to provide the best home loan for you. 

With a median home price of $285,000, the Dallas area is still very affordable, which is one of the reasons this area continues to grow. 

Besides Texas, our office also provides loans in Oklahoma, Florida, and New Mexico. 


When you’re looking for the best mortgage in a large community like ours, it’s vital to use a local lender like Total Lending Concepts in Dallas. 

We live and work here, just like you. We’re not hiding behind an 800 number. We’re your DFW lender, located right in downtown Addison where you can walk in, and meet us in person. 

And, if you’re looking for a VA loan, you’re in the right place because that’s our specialty. Matt McDaniel, the Branch Manager, is in the top 10 of VA home loan originators in the entire state of Texas – so you are in safe hands. 

For Realtor or any other referrals, we will pay for the borrower’s appraisal, which saves $500 to $700 or more.


Our office offers a wide variety of mortgage products to fit your needs, including:

VA Loans – providing zero down loans and low rates for our veterans. 

FHA Loans – low down payment and flexible credit guidelines for those with lower scores.

USDA Loans – 0 down loans for rural areas like ours. 

Conventional Loans – are for your primary residence, second home, or investment property. 

Jumbo Loans – provide financing for luxury properties and larger loan amounts.


Texas USDA Loan Program
Texas FHA Loan Limits

County Assessor Website:

Dallas County Assessor                                                                  




“We had a decent amount of paperwork and little details to get through, and Jeff was always there to help and make sure everything was on track. And now we own our first home! Thanks Jeff..”

Heather Hanks

Addison, TX

“I had the opportunity to work with Rory Dunham with Total Lending Concepts and the experience was fantastic. Mr. Dunham worked with us throughout the whole process and was available anytime we had a question. Rory showed his dedication and came through with some unexpected approvals which eased our anxieties. Thank you Rory and the Total Lending Team.”

Charles Herrera

Dallas, TX

“As a Realtor, I recommend Matt McDaniel and Total Lending Concepts to my clients. So, of course, when it was time to make my home purchase, I’m using Matt, too! He and Whitney are fast, professional and thorough in the minutia that make up the loan process. Not only is he and his team a pleasure to work with, but they can facilitate those difficult loans most others won’t touch. Thanks Matt!”

Darla Dosier

Dallas, TX

“Was a great help, very professional staff, and being retired Army, i felt very at home and walked through the whole process of buying my home. I was very surprised the amount of help they gave after another “Veteran” company said they could not help me, but they could. Recommend them anytime ! Shout out to Jeff !”

Slasher Beast

Addison, TX

“I would like to personally thank Jeff Dynak for all his patience in helping go through with this loan . His professionalism was outstanding ,he was able to make this stressful situation into a more stress free situation. Marta And I wish to thank him and Whitney for all their kindness in achieving this home loan for us. With my wife having Cancer his patience with us made her feel so secure . Thank you so very much.”

Greg Nelson

Addison, TX

“From being to end, professional customer service and knowledgeable experts. Lending to was available to quell and inquiries and provide on the spot resolutions. V/r J Taylor”

Joshua Taylor

Addison, TX

“Matt and his staff were awesome! The process for buying a home was smooth and easy. Will recommend to others.”

Christopher Portillo

Dallas, TX

“I had a great experience! Matt, Amy and Whitney were all extremely helpful. Matt answered my 5k questions, even after hours and he was always patient with me. He provided great recommendations for insurance even though we decided to stick with our current provider. I’m so glad my realtor, Adrienne Gill recommended him and his company 😊”

Diane Davis

Dallas, TX

“Outstanding customer service and overall experience. Matt McDaniel and Whitney Elliott did a terrific job. If you’re shopping for a mortgage, give them a call right now. You’ll be glad you did!”

Eric Bartel

Dallas, TX


Matt McDaniel

Branch Manager
NMLS# 338093

Rory Dunham

Senior Loan Officer
NMLS# 1098856

Maurice Nelson

Co-Branch Manager
NMLS# 255979

Jeff Dynak

Senior Loan Officer
NMLS# 338088

Christy Staggs

Loan Officer
NMLS# 1156074


16175 Addison Rd
Addison TX 75001