Rory Dunham

Senior Loan Officer

Cell: 573-268-5982

NMLS# 1098856


Rory is a passionate and engaging self-starter looking to help clients and industry partners in any and every way he can.

Rory was raised in Lebanon, MO — the oldest of three adopted children to a single mom, Rory learned the value of hard work and teamwork from an early age. The trials and hardships in Rory’s upbringing taught him compassion for those who, many times through no fault of their own, found themselves in situations they had very little ability or control to make better. This helped inform and motivate Rory’s passion for people and his desire to educate them fully throughout every step of the home buying and mortgage process.

Rory’s business experience is extensive — including building and managing the mortgage operation for a $1b Midwest bank. Throughout his recent work past, Rory has managed transactions ranging from $75k to $8mm. Rory specializes in helping with self-employed borrowers, luxury homes, reverse mortgages, home improvement purchase/refinance and first time homebuyer education.   

Rory’s upbringing and formal business experience allows him to provide tremendous value, both to potential homebuyers as well as referral partners. Rory’s willingness and ability to understand different businesses and business models and use that knowledge to build and implement a successful plan is a distinctive feature of a partnership with Rory and Total Lending Concepts. 

Rory is committed to serving his community — serving on the Board of Directors for Kids Matter International, 2019/2020 Leadership Southlake and as a member of the Grapevine Rotary Club. 

Rory is ready to partner with you today!

“Rory was very helpful through the whole process of buying a house. He was patient and kind. He made the transaction very smooth. I am grateful to him and his team!”

Catherine Smith

Addison, TX

“Rory Dunham provided the highest level of service. His knowledge and expertise made the process easy. He went above and beyond anything we ever expected.”

Karen Andres

Addison, TX

“Rory Dunham and his team were consummate professionals from beginning to end. He went over and above to ask not just typical mortgage lending questions, but also took the time to get into broader bond yield curve impact on rate questions. He and his team proactively kept us informed in a timely fashion the entire journey. From the initial application (and the online workflow was frictionless!), to the close, every step of the way was a great experience. I’ve done at least a dozen re-fi’s over the years and this one was far and away the most painless. No hesitation to strongly recommend Rory and his team! Thank you, Rory!”

Dennis Looney

Addison, TX

“Impeccable detail and outstanding customer service. Rory is the best experience we have had in lending. Highly recommend.”

Kelly Dennis

Addison, TX

“I would highly recommend Rory Dunham for financing your new home or refinancing your existing home. He Is highly knowledgeable about the lending process and he gives detailed information that will assist you in making the best choices for when to finance and why. Rory is quick to return calls and/or text and will update you on the progress of your loan. He is an exceptional person to work with-a rarity in today’s world.”

Pamela Baltuskonis

Addison, TX

“Rory Dunham did an EXCELLENT JOB on handling my mortgage. We had some changes at the end of our process, and Rory’s ability to problem solve and think on his feet were invaluable. His entire team was terrific and made everything seamless.”

David Woodall

Addison, TX

“Rory and his team are awesome! He went way over and above for us. We are out of state buyers. He has been our eyes and ears for the best interest rate. When home we bid on, couldn’t qualify for a VA loan, Rory helped us switch to conventional loan within a hour. He went over all the options we had. He responds quickly. Rory is spot on with the markets, and interest rates fluctuations. We trust him so much, that our daughter, brother and now parents are going to him. His integrity is his best quality. Will use him again!!!”

Rebecca G

Addison, TX

“Rory Dunham and Total Lending Concepts made my second home buying experience a seamless transition! I highly recommend them for your lending/mortgage needs. Rory Dunham was especially professional, friendly and responded to all my questions and concerns in a timely manner. Lastly, he gave me continued reassurance in a time that could have proven very stressful otherwise. Thank you Rory and the TLC team!!”

Jessi Moore

Addison, TX

“We enjoyed working with Rory. He showed his professionalism whenever we meet. He was always on time with our meetings and moved us forward in a timely manner. We couldn’t have made this transition any easier if it wasn’t for Rory.”

Ted Moore

Addison, TX

“I had the opportunity to work with Rory Dunham with Total Lending Concepts and the experience was fantastic. Mr. Dunham worked with us throughout the whole process and was available anytime we had a question. Rory showed his dedication and came through with some unexpected approvals which eased our anxieties. Thank you Rory and the Total Lending Team.”

Charles Herrera

Addison, TX

“TLC made the House buying process so easy, I always hear from Family and Friends the ugly stories of their home buying experience and I am just surprised because of the professional we worked with at TLC. Any questions that we had for Rory was answered quickly and timely day or night. I would like to thank Rory and the TLC Team for making our home buying process so easy, communication is key in any relationship.”

Gregory Breeyear

Addison, TX

“I can only give Rory Dunham in Dallas Five Stars because you did not provide an option for TEN. This gentleman has guided us through this process with true professionalism. He kept us informed on a daily bases. My only regret is that we did not have his assistance on the previous homes we purchased. THANKS RORY.”

Jim Bugg

Addison, TX

“Rory Dunham and the whole TLC team was amazing to work with! I recently purchased my first home and the process was done so quickly and easy! Rory constantly responded to emails very quickly and kept me in the loop the whole step of the way!”

Ashley Winston

Addison, TX

“Deciding it was time to secure a refinance of my home – I was overwhelmed with the number of offers and options available. Especially ones I could trust. Embarking on this path is a personal experience where your financial data is exposed. I reached out to an old friend Rory a Dunham and immediately was put at ease. Professional and highly attentive to my needs. Securing the right package for me was something Rory was able to do quickly and competitively. I only want to go through this once and knowing I have built a trusted relationship with Rory and TLC gave me a calm I needed. Great proactive communications on all my media channels – text and email. He makes commitments and keeps them. I would strongly recommend Rory Dunham to anyone searching for a reliable and trustworthy source for financing their home.”

Scott Shute

Dallas, TX

“Recently closed on my very first home purchase. I had plenty of questions through the entire process and Rory was always happy and quick to help! Couldn’t ask for a smoother process and would recommend TLC to anybody!”

Andrew Davis

Dallas, TX

“Rory has been very helpful to me in two financial deals that have been completed to date. Both went smooth, he was totally knowledgeable and everything was very professional. I hope to utilize Rory’s services again on the next projects I work on. He’s the best – I highly recommend him to anyone.”

Cynthia Neal

Dallas, TX


Missouri – 1098856

16175 Addison Road
Addison, TX 75001

Direct Phone:

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