877-266-4138 info@tlclender.com

Carlos Ruiz

Branch Manager

Office: 303-416-7112

Cell: 303-257-3736

NMLS# 389289

ABOUT TLC

The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in Colorado, New Mexico, Oklahoma, Missouri, and Kansas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

Total Lending Concepts brings 15+ years of experience lending within Colorado, New Mexico, Oklahoma, Missouri, and Kansas. As a locally owned company, we know the current market conditions and can navigate the market to find you the best product at the lowest price. Additionally, as a government-approved lender, Total Lending Concepts can offer competitive products such as FHA (Federal Housing Administration), VA (Veterans Administration) and USDA loans.

At Total Lending Concepts, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. So regardless if you are looking to purchase your dream home, refinance your current home, or consolidate debt, you owe it to yourself to see why so many have chosen Total Lending Concepts. So give us a call when you need a little “TLC”.

“Carlos and his team are fantastic. They have made buying a home extremely easy, painless and as transparent as humanly possible. They were available 24/7 with any questions or needs I had. Carlos and Roxie are friendly, caring and very knowledgeable and I couldn’t have asked for better people to work with. Thank you for helping get me into my first home. Highly recommend them and will certainly be using them in the future.”

William Leahy

Denver, CO

GET STARTED
WITH CARLOS

7000 E Belleview Ave.
Greenwood Village, CO 80111

Office Phone:
303-416-7112

Direct Phone:
303-257-3736

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