The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in Colorado, New Mexico, Oklahoma, Missouri, and Kansas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.
Total Lending Concepts brings 15+ years of experience lending within Colorado, New Mexico, Oklahoma, Missouri, and Kansas. As a locally owned company, we know the current market conditions and can navigate the market to find you the best product at the lowest price. Additionally, as a government-approved lender, Total Lending Concepts can offer competitive products such as FHA (Federal Housing Administration), VA (Veterans Administration) and USDA loans.
At Total Lending Concepts, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. So regardless if you are looking to purchase your dream home, refinance your current home, or consolidate debt, you owe it to yourself to see why so many have chosen Total Lending Concepts. So give us a call when you need a little “TLC”.
“Crystal helped me to get my needs done super fast and super easy! Fantastic experience, and thank you!”
“We used Crystal with TLC lending to originally purchase our home and also to refinance. It’s always an easy process. Crystal is great about answering questions and making sure the client gets the best deal possible. She is very knowledgeable and we will continue to use her for all our home lending needs.”
“Crystal and her team at Total Lending Concepts are great. They work hard for you and have integrity.”
“This is my second time working with Crystal Bunting, she was able to refinance my house and get me a lower rate. She is very efficient and helpful! Highly recommend her and her team!.”
Stephanie DeHerrera – CDHS
“Crystal and the office staff are very helpful! Would do business with again.”
“You are in excellent hands with Crystal from Total Lending Concepts. She will treat you and take care of you like one of the family. Cannot say enough good things.”
“I came to Total Lending Concepts with the intent to refinance my current mortgage. From the start, Crystal Bunting was wonderful to work with. She took the time to explain all the details and over the course of several weeks, made sure I was right on time with all the documents for the upcoming closing. Both her and Stephanie Olson did a fantastic job and made me feel at ease with something I knew very little about. I knew Crystal had my best interest to heart and wasn’t going to steer me into something I might regret. I would highly recommend Total Lending Concepts and Crystal Bunting. She was simply a joy to work with and made the entire process so easy.”
“I had such a great experience with Crystal and the Total Lending Concepts team! They made my first time home buying experience so positive and easy! Crystal walked my through the whole process and was extremely patient. I’d recommend them to anyone who wants to buy a home- stress free!!”
“Crystal is amazing to work with. Very personable, passionate and professional. Great experience overall. We wouldnt go anywhere else. Highly recommended.”
“Crystal has been so wonderful and helpful! We completed a refinance that went very smoothly. She made everything so easy for us and she was always available to answer any question we had. We highly recommend Crystal and her team.”
387 E Enterprise Drive
Pueblo West, CO 81007