Jacob Cumper

Mortgage Loan Originator

Office: (813) 215-1592

Phone: ‭ (941) 769-1561

NMLS# 2022488



The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in Colorado, New Mexico, Oklahoma, Missouri and Kansas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

Total Lending Concepts brings 15+ years experience lending within Colorado, New Mexico, Oklahoma, Missouri and Kansas. As a locally owned company, we know the current market conditions and can navigate the market to find you the best product at the lowest price. Additionally as a government approved lender, Total Lending Concepts can offer competitive products such as FHA (Federal Housing Administration), VA (Veterans Administration) and USDA loans.

At Total Lending Concepts, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. So regardless if you are looking to purchase your dream home, refinance your current home, or consolidate debt, you owe it to yourself to see why so many have chosen Total Lending Concepts. So give us a call when you need a little “TLC”.

Yes! This team made the impossible, possible! No other lending company was able to do what this team has done. My client are enjoying a piece of the American Pie! Thanks TLC”

Gwenette Boddie (Buyers Agent)

Tampa, FL

“TLC is amazing! We love our new home.”

Greg Height

Tampa, FL


NMLS# 2022488
Florida – LO122674

14502 North Dale Mabry Hwy
Tampa, FL 33618


Office Phone:
 (813) 215-1592

Cell Phone:
 (941) 769-1561

Tampa Office New