Loan Programs
The Right Loan for Every Situation
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Whether you’re a first-time homebuyer or savvy investor, you’ll be amazed by the variety of programs to choose from, flexible guidelines, appealing rates, and excellent customer service. Check out and compare our loan programs below to find the right loans to fit your needs.
FIRST-TIME HOMEBUYER
FIRST-TIME HOMEBUYER
** Down payment: from 3%
** Credit Score: from 620
** Loan Limit: $548,250
** Occupancy: primary residence
FHA LOANS
FHA LOANS
**Down payment: from 3.5%
**Credit Score: from 620
**Loan Limit: based on location
**Occupancy: primary residence only
JUMBO LOANS
JUMBO LOANS
**Down payment 20%
**Credit Score from 680
**Loan Limit: over $548,250
**Occupancy: primary residence, secondary homes, rentals, investment
VA LOANS
VA LOANS
**Down payment: from 0%
**Credit Score: from 620
**Loan Limit: No loan limits
**Occupancy: primary residence only
CONVENTIONAL LOANS
CONVENTIONAL LOANS
**Down payment from 5%
**Credit Score from 620
**Loan Limit: $548,250
**Occupancy: primary residence, secondary homes, rentals, investment
REFINANCING
REFINANCING
**Loan to Value: up to 100%
**Credit Score: from 620
**Loan Limit: Based on equity
**Occupancy: primary residence, secondary homes, rentals, investment
REVERSE MORTGAGE
REVERSE MORTGAGE
**Age: At least 62 years old
**Credit: must show creditworthiness
**Loan Limit: Based on equity
**Occupancy: primary residence only
USDA LOANS
USDA LOANS
**Down payment: from 0%
**Credit Score: from 620
**Loan Limit: based on location
**Occupancy: primary residence only
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