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Total Lending Concepts is your hometown mortgage lender. We offer home loans to fit every situation — whether you are a first time homebuyer searching for your first home or ready to buy that dream home you’ve had your eye on. Total Lending Concepts offers a wide variety of loan options — conventional, VA, USDA, FHA as well as other options to fit your needs. We can’t wait to show you what getting a “home loan with a little TLC” feels like!